Envelope budgeting
made simple
Give every dollar a purpose. Assign income to categories, log spending in seconds, and stay on budget without linking a bank.
Give every dollar a purpose. Assign income to categories, log spending in seconds, and stay on budget without linking a bank.
Powerful features designed for clarity and control
Manual envelope budgeting — give every dollar a job without linking a bank account.
Enter your income once and assign every dollar to a category before you spend it. Give every dollar a purpose.
Groceries, bills, fun — each category shows what's available right now. See exactly what's left.
Tap a category, enter an amount, done. Log spending in seconds with no banks, no logins, no syncing required.
Review spending patterns with breakdown charts and history. Spot overspending early and adjust your plan.
Set savings goals, track progress, and move money between categories when life changes. Built for real life.
Whether you're planning paycheck to paycheck or saving for something big, Money Melon keeps your budget clean, simple, and ready when you need it.
Manual envelope budgeting with no account, no login, and no bank linking required.
Your budget lives on your device. Optional iCloud sync when you want your budget across devices.
No analytics SDKs, ad IDs, or third-party tracking. Your finances stay yours.
Download Money Melon today and start giving every dollar a job.
Requires iOS 18.0 or later